Various initiatives have been rolled out by the government for enhancing the technical skills and sensitise rural women with the latest technology in the field of garment making, Centre for Research & Industrial Staff Performance (CRISP), in association with National Research Development Corporation, Government of India, New Delhi had conducted 6 weeks specially designed training programme on Garment Making with CAD for women from rural areas near Bhopal. Please get in touch with CRISP to understand if any such programmes can be planned at your state too. Also the Confederation of Women Entrepreneurs, COWE concentrates on providing training in various skills to needy women throughout Telangana district areas, Hyderabad. COWE concentrates on conducting EDPs, ESDPs, seminars, workshops, COWE marts, awareness programs, to empower women through entrepreneurship by imparting relevant training, counselling and handholding to enhance their skills, through knowledge sharing and advocacy. Also KRITI is an organisation which has been involved in providing skills training for women since 2014, under Project Hunar. Kriti Social Initiatives along with Bashir and Sarwar Babukhan Trust have jointly participated in a program by Telangana State Minority Finance Corporation to provide livelihood opportunities for women from minority communities and also provide skill training. Consider digital marketing like, E-Commerce websites or Apps, especially the social media platforms and shopping ads which may be more beneficial than traditional form of advertising.

The market for organic jaggery is extremely backward in India at present, with few active brands and low penetration even among urban consumers. You can consider offering your products through online channels and organic food retailers. Some of the major organic food retailers include Farm2Kitchen, Big Basket, Best Organic, etc. Based on your basic orientation you can then start building your marketing strategy. To develop the right marketing strategy you need to consider who your potential customers are, where you are going to offer the products and what price you want to sell at? Focussing on solely one product and a strategy based only on short-term profit maximisation may not be advisable. If one product fails, there must be other alternatives to survive on. Focus on the main Ps of marketing. The Product - pure and organic, Price - competitive but at the same time justified for the premium quality, Promotion - create awareness about the product through online channels, Place - where the product will be offered, Packaging - an attractive packaging showing the benefits of pure jaggery.Export in itself is a very wide concept and lot of preparation is required from your side before starting an export business. To start an export business, the following steps may be followed: Establishing an Organisation, Opening a Bank Account, Obtaining a Permanent Account Number (PAN), Obtaining Importer-Exporter Code (IEC) Number, Registration cum membership certificate (RCMC), Selection of product, Selection of Markets, Finding Buyers, Sampling, Pricing/Costing, Negotiation with Buyers, Covering Risks through ECGC. Please visit the following link for in depth procedure and support: https://bit.ly/3i1K7Gi

If you have a large space in your office, an idea of Workation can be explored. A workation is an alternate work from home opportunity with resort facilities and having a scenic beauty. A small restaurant can also be opened in addition to it so that a mix of both workation and restaurant can help earn a good amount of revenue. Proper staff management and hygienic working conditions will help in levelling up the business. Staycations is also a good option i.e where people can spend their weekends and enjoy the scenic beauty. There are many schemes and options available in India for MSMEs and start-ups. Not only does the government have loan options but several banks also offer competitive financial support. However, at the very starting stage of a business, it is advisable to keep loans and other liabilities to a minimum. If you can ‘prove’ your business for the first 3-6 months without a loan (or by availing small loans from family members), that could be the best for you. To apply for a business-loan anywhere, you need to have your business idea drafted on paper. Such a document is called a ‘business plan’. In this plan, you need to clearly mention what business you intend to do (what product or service you intend to sell), who your customers are, how you intend to make money out of your business, and by when. This Business Plan will not only help visualize and explain your idea to others better; it will also help the Bank or Micro-finance company or Investor make a sound assessment of your idea and offer you the loan with confidence.

If you are already registered under MSME, there are loans available under ECGLS or GECL scheme. All the MSME borrower accounts with an outstanding credit of up to Rs.50 crore which were less than or equal to 60 days past due as on February 29th and with an annual turnover of up to Rs. 250 crore, are eligible for GECL funding under the scheme. Also collateral free loans under CGTSME are available to any new or existing small scale manufacturing or service activity. The business unit must be established as a distinct unit. Also the mandatory approvals, certifications, tax registrations need to be obtained in order to avail the credit facility. The business plan needs to be concrete and a well - defined one, with information on model, prospects, cost analysis, projections etc. There are schemes available under MSME in Pradhan Mantri MUDRA Yojana (PMMY), wherein any manufacturing MSME having Udyog Aadhaar Memorandum (UAM) can apply for the assistance under the Scheme. These loans are known as MUDRA loans and has products/ schemes namely Shishu (loan up to 50,000/-)Kishore (loans above 50,000/- and up to 5 lakh), Tarun (5 lakh to 10 lakh). For details visit: http://bit.ly/RIMUDRAAlso collateral loans specific for traders are available from Muthoot Fincorp under the Ashwas Dinam Gold Loan. https://bit.ly/MuthootFincorpADGL

Global dehydrated food market is forecasted to register a CAGR of 5.2 % during the forecast period (2020 - 2025). Utilizing different forms of marketing (like social media or in-store samples) can generate consumer interest. The following steps in marketing can help you: create brand awareness, very sound knowledge of the customers to be targeted, know how to manage the products, proper channel of communication with customers, what differentiates you from other sellers, cost management, perfect packing, pricing, etc. You can market dehydrated raisins and rose petals through hypermarket/supermarket, convenience stores, online retailing etc. Rose petals can be distributed to beauty product makers, patisseries, home bakers as well. Now, once the business is set, an exploration can be done to grab the export opportunities. Export in itself is a very wide concept and lot of preparations is required by an exporter before starting an export business. To start export business, the following steps may be followed: Establishing an Organisation, Opening a Bank Account, Obtaining Permanent Account Number (PAN), Obtaining Importer-Exporter Code (IEC) Number, Registration cum membership certificate (RCMC), Selection of product, Selection of Markets, Finding Buyers, Sampling, Pricing/Costing, Negotiation with Buyers, Covering Risks through ECGC. Please visit the following link for additional details: https://bit.ly/3i1K7Gi

All financial institutions may not provide business loan without a CC account. However, you can check with your nearest financial institution to understand if it is mandatory to have a CC account to avail a business loan. Mudra loan is a business loan given by the Government of India to Small and Medium enterprise. You can avail business loan of 10 lakhs with longer duration without collateral if the criteria are met. Emergency Credit Line Guarantee Scheme (ECLGS) is another loan option. Central government has come up with the ‘Atmanirbhar Bharat’ - special economic and comprehensive packages for various sections including the MSMEs. Banks and NBFCs will also provide similar products that suits small businesses. They offer a wide range of products and services for individuals. The specific services offered vary widely between different types of financial institutions. The SIDBI Make in India Soft Loan Fund for Micro Small and Medium Enterprises (SMILE) can also be considered. http://bit.ly/RISIDBI

When your company has a backlog of inward payments, it can impact the company's future earnings. Delays in collection can complicate accounts payable, payroll, potential acquisitions and other issues related to liquidity. Well defined credit management policy makes accounts receivable easier, and strategic credit guidelines also ensure you issue credit only to worthy customers. Various financial institutions are funding for business at this time of the COVID-19 pandemic. MUDRA loan is available through Banks/NBFCs/MFIs. Generally, loans up to Rs.10 lakh issued by banks under Micro Small Enterprises are given without collaterals. You can visit your nearest public-sector bank / NBFC for opting suitable loan and scheme as per your requirements. You can also consider "Ashwas Dinam Gold Loan" and “Restart India Pradhan Gold Loan” provided by Muthoot Fincorp Ltd (MFL) for immediate funding. https://bit.ly/MuthootFincorpADGL. https://bit.ly/MuthootFincorpRIPL. In order to revamp your organisation, develop a robust business plan that’s designed for growth. You will be the entrepreneur who can restart your very own clothing/apparel line. When it comes to clothing, you really do need to have a genuine passion and imaginative for what you are producing. That will enable you to stand out and enjoy real success. Having a creative eye is essential. You need to find the balance between your quality standards, cost of production, and making money. Be passionate, know your brand, and keep your set up costs low.

It depends on which city you are located in. It is best to try and find local wholesale markets there as well as connect with small weavers etc. from across the country if you plan to have clothes of different kinds. Many of them are going through tough times due to the lack of access to a bigger market and the current economic crisis. Ensuring that you collaborate with them on a fair-price model can be beneficial for you and them. The extent of profit is difficult to determine without understanding your expenses as well as the scale of operations. But ensuring that you expand your market to suit different age groups as well as cultures, in terms of clothing might help.

Micro, Small and Medium Enterprise (MSME) loan is the funding support offered by several financial institutions to individuals, MSMEs and Start-up enterprises. A registration in MSME Udyam Portal is important along with the following details.Firstly, there needs to be a detailed and convincing business plan. In case of a private limited company or a limited liability partnership, turnover of the firm should not exceed Rs.25 crore, company should have approval from the Department of Industrial Policy and Promotion (DIPP). The start-up must get patron guarantee from the Indian patent and Trademark Office.The loans that are available are MUDRA Yojana and CGTMSE Scheme. Mudra scheme is categorized under 3 loan schemes named as Shishu, Kishor and Tarun. Under Mudra’s Shishu scheme loan up to Rs.50,000 , under Kishore scheme the amount ranges between Rs. 50000 to Rs.5 lakh and under the Tarun scheme from Rs.5 lakh to Rs.10 lakh. Credit Guarantee Funds Trust for Micro and Small Enterprises (CGTMSE) is another Government initiative that offers funding to MSMEs via financial institutions like banks and NBFCs. Under this scheme first time entrepreneurs and start-up enterprises are majorly benefitted. The loan offered under CGTMSE scheme is collateral free. Also SMILE under (SIDBI ) focuses on covering the financial requirements for new enterprises which are into manufacturing or services sector. The loan amount offered under this scheme is minimum Rs. 10 lakh for equipment finance and Rs.25 lakh for other purposes. However to avail these loans it is essential to have a very good credit score.

In tailoring industry, quality work is most important. Location can be another main determinant in the success of tailoring business. A tailoring shop or clothing alterations store is best located in a residential area. If you are located in an area with mostly business offices you may struggle to get customers. Your shop should include generalised as well as specialised tailoring verticals. This will increase your customer base. Manage the business with sewing clothes and altering them on your own or managing other employees who will do it for you. Get in touch with your customer base and offer tailoring services at better rates than competitors which will help drive up sales. Have a broadcast group on WhatsApp to keep customers posted on new designs. Staying relevant in the minds of your customers is of utmost importance. If you have a Facebook or Instagram page, engage people on those by posting new designs, pictures of the store etc. Now is the time to go fully digital so that your customers are reminded of you when they need your service. In terms of financial assistance, Mudra loan is a business loan given by government of India to Small and Medium enterprises. Central government has come up with the ‘Atmanirbhar Bharat’ - special economic and comprehensive packages for various sections including the MSMEs. Banks and NBFCs provides similar products that suits small businesses. They offer a wide range of products and services for individuals. The specific services offered vary widely between different types of financial institutions. You may visit your nearest bank / NBFC for opting suitable loan scheme and understanding the terms and conditions end to end in line with your requirement and eligibility criteria. You can also avail gold loan from your nearest Muthoot Fincorp Ltd. branch, that provides 24x7 SMS loan top up facility. There are several gold loan schemes in Muthoot Fincorp Ltd. for entrepreneurs to restart business. The "Ashwas Dinam Gold Loan" and “Restart India Pradhan Gold Loan” provides maximum value for gold, 180 days steady interest, reduced interest on daily diminishing balance, 24x7 online payment options, 24x7 SMS loan top up facility, part redemption, cash reward for digital transactions and no hidden / pre-closure charges.